The principle to pay yourself first has been referred to as the Golden Rule of Personal Finance. The concept is that one of the first checks you write each month is for your own savings. The rationale is that if there is no money left after a person pays their bills, there is nothing to […]

Similar to an annual wellness physical, homeowners should consider an annual review of the financial elements of their home. It’s particularly valuable based on the fact that their home and its equity is generally, one of their largest assets. List of similar properties recently sold and currently available Information on challenging property tax assessment Refinance […]

There are many benefits to owning a home: A home is an investment that can earn equity, is often cheaper to buy than to rent, and is your own place that you can fill with wonderful memories. But another great benefit about owning a home is the financial benefits that you can take advantage of during tax season. Major Tax Breaks for Homeowners […]

Let’s say that you just won $8,750 on a lottery scratch-off ticket. You’ve decided to be frugal and invest the money and have decided on three alternatives: buying a certificate of deposit, a mutual fund or use the money as a down payment for a $250,000 home. To compare the three alternatives, let’s look at […]

People tend to fear what they don’t understand. Homeowners understand fixed rate mortgages and remember the horror stories of people who lost their homes because they could no longer afford them when their adjustable rate mortgages went up. Interest rates on fixed-rate mortgages have been so low for enough years, that borrowers haven’t even given […]

If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come. But Super Bowl parties can be messy: Crumbs and dirt from your guests’ shoes can embed themselves in your carpet, drinking glasses and plates can […]