As rates are inching up but still very affordable, buyers should remember that there is an alternative to a fixed rate mortgage that can provide the lowest cost of housing for the homeowners who understand the parameters. A $300,000 fixed-rate mortgage at 4% has a principal and interest payment of $1,432.25 per month for the […]

With over 1 million people expected to flock to Philadelphia this weekend, Upper Dublin township will be seeing an onslaught of commuters making their way to the city. The historic visit of Pope Francis will take place on Saturday, September 26th and Sunday, September 27th. His trip to Philadelphia will include Mass at the Cathedral […]

Making additional payments toward the principal of your mortgage will do three things for the homeowner: save interest, build equity and shorten the term on fixed rate mortgages. These things should be beneficial enough to justify the extra payments but another huge advantage is available to those who have private mortgage insurance on their loan. […]

A home can easily be a person’s largest personal asset and it can be a powerful tool to increase financial stability also. Since most mortgages are amortizing, the loan becomes a forced savings account that reduces the unpaid balance with each payment. The equity could be used to improve a homeowner’s financial position involving other […]

Ever wondered what your home is worth? Want to know where to start looking? Whether you’re just curious or are eager to find a competitive listing price, using the best resources to find your property’s value is crucial. Today, we’re going to be talking about two types of home evaluation tools: neighborhood sold reports and comparative […]

Some people take their credit for granted and don’t start paying attention to it until they need it. The problem with this is that it could delay if not altogether cause the loan to be denied. The most common issue is not correcting items on your credit report. A large majority of credit reports have […]

Before you start your home search, you want to know how much you can afford, right? There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search. How Pre-Approval Helps You as a Home Buyer One of […]

They say that it’s the early bird that gets the worm. In this case, that bird is a cardinal. For the first time, Upper Dublin schools will begin before the Labor Day holiday. The Upper Dublin Cardinals soar into their school year on September 1st.  Known for rigorous academics and strong post-graduation preparation, Upper Dublin has always been a […]

An unexpected, larger-than-normal water bill could lead a person to think that they might have a leak. Before incurring the cost of a plumber, it is fairly easy to run your own test. Locate your water meter. They’re usually in the front of the house, near the street. In some cases, you might need a […]