The American flag is obviously a symbol of our country but it has come to remind us of every man and woman who has fought for the freedom that we enjoy. The emotions that are stirred by images of our flag can run from happiness to sadness to trust and everything in between. Most of […]

Imagine a homeowner consulting with their agent about the price to place on their home. The agent suggests that the market data indicates that $200,000 to 210,000 would produce a quick sale by pricing it properly. The owner puts a $210,000 price on the home. The first person who looks at the home offers $205,000. […]

As people near or enter retirement, one of the decisions that typically comes up is whether to sell their “big” home and buy a smaller one. If you know anyone who has been faced with that situation, selling one home and buying a smaller one may not save enough money to make it worthwhile. There […]

It’s no exaggeration that selling your home keeps you busy. In the midst of staging, pricing, listing, and scheduling tours, it’s easy to overlook the details… like home security. After all, while selling your home, you’re probably allowing dozens of strangers to come inside for tours. And while most of them probably have good intentions, […]

For the last 25 years, most buyers have gotten a new mortgage or paid cash when purchasing a home. For a practical reason, owner-occupant buyers have another alternative: assuming a lower interest rate existing FHA or VA mortgage. In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. […]

Homeowners are familiar that they can deduct the interest and property taxes from their income tax returns. They also understand that there is a substantial capital gains exclusion for qualified sales of up to $250,000 if single and $500,000 for married filing jointly. However, ongoing recordkeeping tends to be overlooked. New homeowners should get in […]

Who doesn’t love online shopping? You get to sit back in the comfort of your own home and browse fun things for sale on the internet. However, with online shopping comes hundreds of options from which to choose — and not all of them will work for you. The same goes for online shopping for […]